The hair loss started in young age is usually due to strong genes and at times is very rapid and if you go for early hair transplant you may lose more of non transplanted hair in near future and that can make you unhappy very soon. We cannot predict your future hair loss and its extent and time. If you begin surgery when you are young, you may find your hair loss exceeds your donor capacity. Since the hair loss is recent the desire to look as it was just a few months ago is intense and it is prcticlly not possible with transplant because can not achieve the normal density.
Most medical treatments such as Minoxidil, Propecia, Avodart, etc. do not grow a significant amount of hair in most individuals. What they do often though, is slow or even stop hair loss. This is very important to you. You are buying time until we have a better solution and perhaps limiting the amount of hair restoration you will require over the course of you lifetime. This may ultimately save you money and preserve you coverage for a longer period of time. You may also slow your hair loss until such time that you become more comfortable with your degree of hair loss.
Well having said that it is equally true that having hair loss at young age also creates great mental stress because that is the age when everyone wants the best of the looks.
On the other hand if you have a good donor area and also the awareness about possible hair loss and reasonable expectation out of HT and can control the hair loss medically transplant can give you happiness although you do have possibility of hair loss and further transplant in near future. If you do consider surgery at a young age, I recommend FUE. This is the only true stand alone procedure. In other words, you can elect to shave your head down and still appear natural because you will not have a linear strip scar in your donor region. Hair Line placed in a conservative fashion in a younger male.